Strategic Update on Kiakia Loan

Kiakia loan is a loan finance platform that gives personal loans for mostly employed in Nigerian and Ghana at a considerate interest rate . Kiakia means fast fast in English language the concept behind the app is to provide easy fast and accessible loan especially with no collateral, documentations or guarantor.

How To Apply For KiaKia Loan

Applying for Kiakia loan is not that difficult to do. All you have to do to get started is to go to their website; you will see an option “Get A Loan”, select it and it  will open a friendly form for you to fill your  details correctly then submit your application.

Then after filling your details, they will guide you in all the whole steps in different options you need to get completed, where you will need to upload a valid means of identification, enter your desired loan amount, choose the duration of the loan and finally upload a screenshot of last three salary or income alerts.

Finally wait for the approval, once approved, you will need to authenticate your bank account and then get credited.

Requirements of KiaKia Loan

The requirements needed to qualify for this loan are supplying the following documents and meeting the requirements below;

  • Valid means of identification.
  • A bank account (in most cases  Sterling bank is preferred) with BVN.
  • Proof of income from your workplace or business.
  • Your email address( must be active).
  • Must be Resident in Nigeria or Ghana.
  • Must be 21 years and above.

Kiakia  Loan Interest Rate;

Kiakia loan has a considerate interest rate ranging from a minimum of  5.6% and a maximum of 24%.  The good thing is that this financial platform presents specifically the exact interest rate applicable to the loan you are applying, is only left for the customer to either accept or reject it.

Kiakia Loan Repayment Term;

Kiakia loan does not have a difficult repayment term..their terms are very simple where you will be needing to pay back the loan with the period of 7-30 days. Inorder not to loose the benefits that comes with it, it is more better you pay off your loans as soon as possible without delaying.

N:B The entire loan application procedure takes less than 15 minutes to complete. Northwistading that are many prerequisites you must meet before you can apply for this loan.

Features of Kiakia Loan

Kiakia loan has a lot of cool features like;

  1. It does not give out loans to unemployed people
  2. Users can invest money with Kiakia loan using their Kiakia p2p app. KiaKia p2p app is a money lending app that allows you to fund and invest easily and also earn interest whole do so.

Merits and Demerits of Kiakia Loan


  • The application process is not difficult, and they credits  within minutes.
  • Applying for loan in the app platform does not require any serious paperwork.
  • You can apply anywhere you are..


  • Loan processing charge is involved
  • The borrowing limit is low.


KiaKia loan is a platform  you should check into if you are looking for a short term.  You can request for considerably larger loans if you gain credit points with them for a long period of time . Just login to their website,( and fill the required forms , and they will review and approve your loan application if successful.

Frequently Asked Questions

Can I get a loan without a job?
Yes, you can. But it might actually be difficult thou, as most lenders prefer to lend to people who have a consistent and established source of income. The best alternative is to apply for a loan through an app that does not consider income as a criteria.

Can I get a personal loan without a salary?
Yes, you can. In this modern days, with technological advancements, it is much easier to trace borrowers than it was in the past. In essence, you can now gain a personal loan without having a job. In actuality, all you have to do is submit your proof of account and go through the application process.

Can I get a loan if I just started working?
Yes, you can. However, the loan amount would be far lower than for people with strong income evidence, and you might not have as much as they do.

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